

As I’ve commented on here before, I think that personal finance should be part of K-12 core curriculum.
The entire extent of what my K-12 education covered was how to write a check and how to balance a checkbook in 5th grade. And, in an optional driver’s ed class, we had to get sample insurance quotes from multiple insurers to drive home the fact that you should get multiple quotes. That’s all I got in 13 years of formal education.
My home economics class in maybe…7th grade?..didn’t touch personal finance at all. Basic cooking skills, clothing repair, some arts and crafts.
Personal finance is something that basically everyone needs to know, and as things stand, basically they only get from their parents and that’s gonna depend on what their parents know.
In the US, curriculum is determined at state or below. It looks like California revised its curriculum to include a high school personal finance class as of 2024, and students will start taking it as of 2027.
https://www.cde.ca.gov/ci/cr/cf/personalfinance.asp
Assembly Bill (AB) 2927, Chapter 37, Statutes of 2024 added a stand-alone course in personal finance to the high school graduation requirements, commencing with the graduating class of 2030–31. It requires public schools, including charter schools, to offer the course during the 2027–28 school year. The measure also calls for the State Board of Education (SBE) to approve a curriculum guide, outlining topics and providing resources for the course.
I think that that’s probably a good move.





I kind of regret that there’s no /r/TotallyNotRobots analog on the Threadiverse, but I suppose that there might not be enough people who want to do casual creative writing to keep it active. !writingprompts@literature.cafe seems to be getting limited traffic.